A Credit Card Comparison of the Best Overall Credit Cards
You have the ideal situation. You have excellent credit because you always pay your bills online and are able to effectively manage your money. Now you are looking for a credit card that will treat you well and reward you for you incredible money management skills. You are looking for the best credit card available.
According to Credit-land.com and their comparison of the Best Overall Cards, the best credit card is Blue from American Express. They offer an incredible 0% APR on all purchases for up to 12 months! Can it get any better? Of course, a low rate thereafter and for balance transfers, no annual fee, and a fee-free rewards programs.
They have an incredible rewards program of 1 point for every dollar spent. Their points reward program is rated at 100%. Blue’s rewards program is top in it’s industry because you can redeem the points for so many things: hotels, gift cards, airlines, merchandise, etc. You can’t beat Blue from American Express!
If the Blue card is a little too much for you or just out of your reach, there are several alternatives such as three of Capital One’s Cards including the No Hassle Miles Rewards Card, the Standard Platinum Card, and the Platinum Prestige – Visa Card.
The Standard Platinum Card from Capital One is great for the person with average credit. You can get up to 40% off featured deals and 10% off everything else at the Capital One Saving Zone on Yahoo! Shopping. This in addition to Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance makes for the perfect card for someone with average credit.
The No Hassle Miles Rewards Card from Capital One has a low APR on purchases and balance transfers and is for people with excellent credit. You can earn 1.25 points for every dollar you spend which you can redeem for miles. There are no blackout dates, seat restrictions, no expiration date on miles, and no limit on the miles you can earn. This is perfect for the traveler.
The Platinum prestige – Visa Card is also for people with excellent credit. With an extremely low APR on purchases and balance transfers and no balance transfer fees or annual fees, this is perfect for anyone with perfect credit. Also, if you are just pay late once or go over your limit, you don’t have to worry about your APR going up.
The Merrill+ Visa Credit Card has a very low APR in the beginning which is also applied to balance transfers. After that, you get an APR that isn’t much higher and never any annual fees. You can earn 1 point for every $1 spent on net retail purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences with no point earning limits. This is a great card for those with excellent and good credit.
The CitiPlatinum Select Card from CitiBank is designed for people with good credit. There is 0% APR on purchases and balance transfers for up to 12 months. No annual fees, $0 liability for unauthorized purchases, free online services including account management, statements, unbilled activity, and faster payments, and Citi Identity Theft Solutions. Get all the best features of CitiBank in a great card.
The Discover More Card has 0% Intro APR on purchases and balance transfers, a 5% cash back bonus on many purchases such as gas, travel, movies and more, 1% cash back on everything else, no annual fee, unlimited rewards, and $0 fraud liability guaranteed. Another exceptional card for someone with excellent or good credit.
Here are several cards that are at the top of their class for people ranging from average to excellent credit. Don’t let another day go by without getting the card with the benefits and rewards you deserve!
Sign up for these Best Overall Cards.