Do You Need a New Card to Start Your Own Business?
Whether you are thinking about starting a business and need some extra cash or an easy way to pay for things and keep track of your expenses, or you already have a business and need a new card, it’s important that you choose the right one.
There are several business credit cards out there. In order to find the best one, you need to examine your needs. Are you looking for a low APR, lots of rewards, or the best you can get from both worlds? Find the best business card for your business.
AdvantaBank’s Business Platinum Rewards MasterCard is the cream of the crop among business Credit Cards. There are no annual fees and a very low APR of 7.99%. The more you use this card the more you will get with 5% cash back or travel rewards. On top of that, there are no limits on earnings. This is especially good for anyone who spends a lot in their business. That’s an instant 5% discount on all purchases, all the time.
Finally, they have $0 Fraud liability. In a time where fraud and theft is happening wherever you look, you need the protection.
CitiBank has two business cards, the CitiBusiness Card and the CitiBusiness Card with Thank You Network. The CitiBusiness Card has 0% APR for the first 12 months and 7.99% thereafter, and the CitiBusiness Card with Thank You Network also has 0% APR for the first 12 months and 9.99% APR thereafter, both with no annual fees. This is incredible for any card, especially for a business card.
With the Thank You Network card, you get Thank You points that you can redeem for gift cards. You can earn Thank You points with every dollar you spend. Both with great customer service, these are two great cards to look into.
The Chase Business Rebate Card is perfect for any business holder. With no annual fees and an APR of only 7.99%, you don’t have to worry about extra expenses. You also get 3% cash back at restaurants, gas stations, office supply stores, and building supply stores, and 1% cash back on everything else. You can’t beat cash back!
The American Express Card Blue for Business also offers a low 7.99% APR and no annual fees. You can get 1 membership reward point for almost every dollar you spend. The points don’t expire and you can get an unlimited amount of points.
The Discover Business Cash Back Card has 0% APR on purchases for the first 12 months and 12.99% APR thereafter. With no annual fees and $0 Fraud Liability, you will be more than happy to get the $100 cash back bonus when you apply. You will also get 5% cash back on office supplies, 2% cash back on gas, and 1% cash back on everything else. This is hard to beat.
Finally, there is the Capital One Visa Business Platinum with No Hassle. With their famous No Hassle Cards, you can rest easy when using their cards. Right now, you can get 0% APR until October of 2009 and 14.99 to 19.98% after. No annual fee and unlimited individual employee cards with their own limit will make things much more convenient for your business. On top of the 1% cash back on all purchases, you can get a 25% bonus on the cash back earned the previous year.
There’s no reason why a business card should offer you just as many perks if not more as an individual card. Starting a business can be tough, let your credit card make it a little easier!